Following the launch of ProCredit Bank Kosovo’s new mobile banking app, it’s clear that this represents a major step forward in both the bank’s digital journey and ours. The rebuilding of this product reflects a shared commitment to innovation, customer experience, and market agility. Designed with users in mind, serving private individuals, the app is […]

About this project The SEPA Instant Payment Project is a compliance-driven initiative aimed at enabling SEPA Instant Payments for clients of ProCredit Bank Germany, allowing them to receive incoming instant payments within Europe in less than 10 seconds. The project was executed in two phases: Phase 1: Incoming SEPA Instant Payments – allows bank clients to […]

In the banking industry, the iterative process is crucial for launching exceptional products and services. As part of our agile transformation, we have adopted a new way of work: the iterative process, a cyclical approach emphasizing continuous improvement through repeated cycles of planning, designing, implementing, testing, and evaluating. This methodology allows us to refine our […]

In today’s banking landscape, managing credit risk effectively is crucial for long-term success and stability. Our latest product, the Credit Assessment Tool (CAT), powered by Microsoft Dynamics 365 CRM Online, is designed specifically to help banks streamline their credit assessments and strengthen their risk management practices. CAT provides a secure, cloud-based solution that is flexible, […]

Quipu has successfully obtained SOC 2 Type 1 certification, as confirmed in March 2025. This achievement demonstrates our commitment to maintaining the highest standards of security, availability, confidentiality, and processing integrity in the services we provide.   What is SOC 2 Certification? SOC 2, or System and Organization Controls 2, is a security framework developed […]

In the competitive digital banking world, top fintechs and banks leverage soft launches to introduce new mobile apps more effectively. Instead of waiting until an app is fully developed, companies release it in phases—starting with a limited audience—to test, refine, and optimize before a full-scale launch. This approach has become a best practice in the […]

Client: ProCredit Bank Kosovo Region: Southeastern Europe About the Project With the retirement of the original 3-D Secure (3DS) protocol in 2022, the payment industry turned to EMV 3DS versions 2.1.0 and 2.2.0 for a more secure, seamless online transaction experience. At Quipu, we embraced this evolution by implementing the New Generation of E-Commerce Payment […]

When launching a digital product like a mobile banking application, creating an early adopter program can deliver critical insights and tangible business value. This approach refines the product, reduces risks, and builds a foundation for long-term success by aligning user needs with business goals. The key benefits of an early adopter program Gather actionable feedback: […]

At Quipu, our agile transformation is at full speed with over 400 staff trained so far, we’re proud to be investing in comprehensive agile training sessions for the entire company. These sessions are designed to help us work smarter, collaborate better, and deliver even greater value to the customers we serve. The goals of our […]

In today’s digital age, the banking industry faces challenges and opportunities of another level. At the heart of these challenges lies a critical aspect of modern financial operations: information security (infosec), as banks increasingly rely on technology for everything from customer transactions to internal operations, safeguarding sensitive information has never been more crucial. Let’s dive […]