Electronic and mobile commerce are the highest business growth channels for retailers worldwide in the current age of digitalization, all driven by the constantly increasing number of customers shopping online and demanding a more secure and seamless payments experience. Prior to the development of 3D Secure, cardholders active in e-commerce were not sufficiently protected, and […]
The world is slowly starting to move out of the lock-down, but things will never be quite the same as before; we have used technology heavily, like e-commerce, in order to stay connected and function to the best of capabilities during this period of time when the pandemic has blocked most of us from getting […]

About this project The SEPA Instant Payment Project is a compliance-driven initiative aimed at enabling SEPA Instant Payments for clients of ProCredit Bank Germany, allowing them to receive incoming instant payments within Europe in less than 10 seconds. The project was executed in two phases: Phase 1: Incoming SEPA Instant Payments – allows bank clients to […]

Following the launch of ProCredit Bank Kosovo’s new mobile banking app, it’s clear that this represents a major step forward in both the bank’s digital journey and ours. The rebuilding of this product reflects a shared commitment to innovation, customer experience, and market agility. Designed with users in mind, serving private individuals, the app is […]