Prepaid Cards

Prepaid cards, especially general purpose reloadable cards, are a convenient and safe alternative to cheques and cash. In particular, they do not need to be linked to a bank account, but can be bought or topped up with cash.

QPC’s card management system provides a robust, end-to-end solution for the development, processing and administration of prepaid card programmes.

Through an automated solution, Quipu Processing Centre offers financial institutions the possibility to expand their issuing product portfolio with non-reloadable and reloadable prepaid cards:

  • Disposable (non-reloadable) prepaid cards make an attractive gift offer, or can be issued for situations where reloading is not necessary.
  • Reloadable prepaid cards allow cardholders or business clients to conveniently load and reload funds onto a unique prepaid card either by paying cash over the counter of a bank branch, which is then transferred to the card as credit using a POS terminal, or by performing a card to card money transfer using an ATM.

Currently, QPC offers support for general purpose reloadable cards, but on request it can also customise multipurpose cards such as: benefit/claim cards, family cards, government benefit cards, healthcare disbursement cards, incentive cards, payroll cards, and travel Cards.