Pre-personalisation is an option for banks that want to offer their clients on-the-spot delivery of the card, with very short waiting times. They can keep a stock of pre-personalised cards, which they finalise themselves based on the client’s personal data. Quipu’s pre-personalisation service includes almost all of the processes included in full personalisation – data preparation, magnetic stripe encoding, card embossing, indenting or laser engraving, chip personalisation – but does not include final personalisation or card mailing.