Quipu Processing Centre (QPC) supports financial institutions in offering their customers multi-account cards. Cardholders can link multiple accounts of different types to a single existing or new debit card. Whenever the cardholder makes payments at a POS terminal or a withdrawal at another bank’s ATM, a primary account is debited, but in the case of on-us transactions (transactions on an ATM operated by the cardholder’s own bank), the holder of a multi-account card can choose which of his/her accounts should be debited. The main advantage of multi-account cards from the clients’ point of view is that it reduces the number of cards they have to carry.
QPC’s support for this service includes adaptation of the financial institution’s ATM scenario flow, testing, and all required card account configurations.